Anytime: overview, uses, and limitations in 2026

Anytime is commonly used for professional banking management, particularly for small businesses, self-employed individuals, and freelancers. It allows users to maintain business accounts with clear transaction tracking via an intuitive mobile interface. The tool facilitates invoice issuance and management, supplier payments, and daily cash flow control.

This service is particularly relevant in contexts where mobility and responsiveness are essential, such as for activities requiring regular financial transactions outside the office. Anytime meets the needs of entrepreneurs looking for an agile bank offering digital tools tailored to fast and simplified management.

Among the limitations observed are sometimes restricted functionality for businesses with high transaction volumes or those requiring more traditional banking products such as large loans. Dependence on the mobile environment can also slow down certain processes in contexts requiring extensive interaction with physical banking advisors.

Anytime is positioned as an easy-to-access banking solution, particularly for users who are new to online banking. The level required to use the tool is low, with no advanced banking prerequisites necessary. The user-friendly mobile interface makes it easy to navigate and quickly understand the features.

Practical advantages that promote quick familiarization include:

• a clear and user-friendly interface,
• accessible documentation,
• responsive customer support,
• built-in invoice templates,
• simple automations for recurring payments,
• a mobile app available on Android and iOS.

The basic package starts at $9.99/month, offering a business account with a Mastercard included, invoice management, and expense tracking. This plan is suitable for small businesses looking for an economical solution for their essential banking needs.

A premium plan offers advanced options such as multi-user management, higher payment limits, and integrated accounting services. This offer is suitable for businesses with more complex management needs and higher transaction volumes.

In addition, Anytime sometimes offers customized packages based on the size and industry of the company, allowing services and rates to be adjusted to better suit specific needs.

A key feature of Anytime is integrated invoice management, which allows you to easily issue, receive, and track payments via the mobile app. This feature simplifies daily accounting by centralizing all operations related to business invoicing.

Another important feature is the business credit card linked to the account, which can be used for online and in-store payments. It offers real-time spending control and instant notifications, making day-to-day budget management easier.

Anytime also offers advanced features such as multi-user management, allowing multiple employees to access the account with customized permissions, as well as integration with external accounting tools via API. These options promote collaboration and task automation within the company.

These advanced features are particularly useful for companies with finance teams, specific reporting requirements, or those looking to automate the synchronization of bank data with their accounting systems. They include:

• customization of user access,
• detailed reports and exports,
• integration with external accounting software.