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What are the best online banks to know about in 2025?
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Our detailed review of
Shine
Shine is an online bank primarily aimed at professionals and freelancers who want to simplify the management of their finances. It positions itself in the online banking category by offering services tailored to the specific needs of entrepreneurs, including current account management, integrated invoicing tools, and administrative support. This page analyzes the common uses of Shine, its limitations, and how it compares to other specialized online banks, in order to help understand in which contexts this tool is most relevant and what features it offers to facilitate professional financial management.
Our detailed review of
Qonto
Qonto is an online bank specializing in banking services for professionals and businesses of all sizes. This tool offers comprehensive digital bank account management, allowing users to carry out everyday financial transactions such as transfers, expense tracking, and credit card management. Part of the online banking category, Qonto stands out for its intuitive interface and its offering tailored to the specific needs of entrepreneurs, freelancers, and SMEs. This page details its uses, advantages, limitations, and how it compares to other similar solutions on the market.
By 2025, online banks have established themselves as a credible and effective alternative to traditional institutions. More accessible, faster, and often less expensive, they offer services designed to meet the needs of both individuals and professionals. Simplified management via an app, account opening in minutes, reduced fees, and integrated financial management tools: these are all advantages that appeal to those seeking flexibility and efficiency in their daily lives. Players such as Qonto, Shine, Revolut Business, and N26 have made their mark on the market by combining user-friendliness, innovation, and transparency.
At Easyweb, we have observed that choosing an online bank is not just about cost: it also depends on features, the strength of the support provided, and how well it suits your profile. A freelancer will not have the same expectations as a growing startup or an international SME. Some platforms focus on simplicity of management, while others offer comprehensive services such as multiple cards, team management, accounting integration, or financing solutions. In this article, we take a look at the best online banks to choose in 2025, those that combine security, innovation, and real added value for your projects.
Other online banks to know about in 2025
Why choose an online bank?
Choosing an online bank means opting for simplicity and responsiveness above all else. Unlike traditional banks, everything is done via an app or website: opening an account in just a few minutes, managing cards, making instant transfers, and even tracking expenses in real time. This flexibility appeals to both individuals and entrepreneurs who want to save time and avoid administrative red tape.
Beyond ease of use, online banks also stand out for their competitive rates and tools designed for the digital world. Some directly integrate accounting, invoicing, or team management features, transforming the bank account into a true management tool. Choosing an online bank means gaining access to greater freedom, modern services, and an experience designed to support both everyday life and professional projects.
For which projects should you choose an online bank?
Online banks are particularly well suited to projects that require flexibility and responsiveness. For entrepreneurs launching their business, they make it possible to quickly open a business account, issue invoices, manage payments, and track cash flow in real time. They are also ideal for freelancers and self-employed professionals who want a simple tool with no hidden fees that centralizes their day-to-day financial operations.
They are also relevant for more ambitious growth projects, such as developing a startup or managing an SME. With advanced features such as multiple cards for teams, accounting integration, and access to financing solutions, they offer comprehensive support. In practice, an online bank becomes a true management partner, capable of supporting both the first steps of a project and its expansion into new markets.
How to choose your online bank?
Choosing your online bank depends above all on your actual needs and profile. A freelancer or self-employed person will primarily be looking for low fees, a simple account opening process, and practical tools for invoicing or tracking expenses. An SME, on the other hand, will favor more advanced features such as multi-user management, cards for employees, or direct integration with accounting software. Clarifying your priorities (simplicity, cost, additional services, support) is therefore the first step in guiding your choice.
You should then compare the robustness of the platform, the quality of customer support, and the security of transactions. Some online banks stand out for their additional services such as credit facilities, savings solutions, or automated bank reconciliation. At Easyweb, we always recommend testing the usability of the application and checking the transparency of fees before committing. The ideal solution is to select an online bank that suits your current business needs, while also having the capacity to support its future growth.
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